In This Guide
Bonsai pricing at a glance
Bonsai publishes four plans, and the price on each one is per user rather than per account. Billing annually lowers the rate on every plan. These figures were read from Bonsai's own pricing page on 23 September 2026.
| Plan | Monthly, per user | Annual, per user each month | Seats |
|---|---|---|---|
| Basic | $15 | $9 | Priced per user |
| Essentials | $25 | $19 | Priced per user |
| Premium | $39 | $29 | Priced per user |
| Elite | $59 | $49 | Three users minimum |
Bonsai offers a 7-day free trial with full access to the product.
The part that decides the bill: per user
The plan name matters less than the multiplier. A solo freelancer on Bonsai Essentials pays $19 a month on annual billing, and a five-person studio on the same plan pays $95 a month for the same feature set.
That multiplication is the single largest factor in what Bonsai costs a growing team, and it is easy to miss when comparing a headline price of $15 against a competitor's $39.
The same plan at three team sizes
Bonsai Essentials on annual billing costs $19 a month for one person, $57 a month for three people, and $95 a month for five. The feature set is identical at all three.
What each plan adds
Basic is the entry point and covers the core freelance workflow. Essentials is where most solo users land. Premium and Elite add capacity and team features, and Elite requires a minimum of three users, which sets a floor of $147 a month on annual billing.
Bonsai also publishes reduced rates for teams above 30 users, which are quoted rather than listed.
The cost that is not on the pricing page
Bonsai charges processing fees on online payments, and its pricing page states that the rates vary by payment method without printing them. The card and bank transfer rates live in a help article rather than beside the plans.
A tool that moves your invoices also takes a percentage of them, so the processing rate belongs in any comparison alongside the subscription. Over a year of invoicing, the percentage frequently exceeds the subscription.
Is Bonsai worth it?
Bonsai is a mature product with a genuinely wide feature set, and for a single freelancer the $9 a month Basic plan on annual billing is among the cheapest serious options in the category.
Bonsai becomes harder to justify as the team grows, because every new person adds the full plan price again. The question to ask before choosing Bonsai is not what it costs today, but what it costs at the headcount you expect in a year.
Cheaper options, and when Bonsai still wins
AgencyKit bills per account rather than per user: $9 a month on Starter, $39 on Agency and $69 on Agency Pro, with a 14-day free trial of Agency Pro and no credit card.
At one person, Bonsai Basic on annual billing is $9 a month and AgencyKit Starter is $7.50 a month on annual billing, so the two are close. At five people the gap opens: Bonsai Essentials is $95 a month and the AgencyKit Agency plan is $32.50 a month on annual billing, covering up to ten team members at that one price.
Bonsai still wins on breadth for a solo user who wants tax tooling and accounting in the same product, which AgencyKit does not provide. Choose on the shape of your team, not on the headline number.
Prices move
Every figure on this page was read from Bonsai's own pricing page on 23 September 2026. Vendors change prices, so check the current page before deciding.
Key Takeaways
- Bonsai has four plans and every one is priced per user, not per account
- Bonsai Basic is $15 a user each month, or $9 on annual billing
- Bonsai Elite requires three users minimum, a floor of $147 a month on annual billing
- Bonsai charges payment processing fees whose rates are not printed on the pricing page
- A five-person team on Bonsai Essentials pays $95 a month on annual billing
Frequently Asked Questions
Bonsai has four plans priced per user: Basic at $15 a user each month, Essentials at $25, Premium at $39 and Elite at $59. Annual billing lowers those rates to $9, $19, $29 and $49 a user each month. These figures were read from Bonsai's pricing page on 23 September 2026.
Bonsai is priced per user. Every person added to a Bonsai workspace adds the full plan price again, so a five-person team on Essentials pays five times the single-user rate.
Bonsai does not publish a permanently free plan. Bonsai offers a 7-day free trial with full access to the product, after which a paid plan is required.
Yes. Bonsai states that it charges processing fees on online payments and that the rates vary by payment method. The specific card and bank transfer rates are published in a help article rather than on the pricing page.
The cheapest Bonsai plan is Basic at $15 a user each month, or $9 a user each month when billed annually. Bonsai Basic covers the core freelance workflow without the automation and team capacity of the higher plans.
Tools billed per account rather than per user are usually cheaper once more than one person uses them. AgencyKit is $39 a month on the Agency plan for the whole workspace, including up to ten team members, against $95 a month for five people on Bonsai Essentials with annual billing.
References
- Bonsai pricing page www.hellobonsai.com
- AgencyKit pricing agencykit.tech